Personal Injury Claim

What are the requirements for claiming personal injury compensation?

Personal injury claims are rarely a simple task of submitting a claim supported by medical treatment evidence that an injury exists. No matter how serious or minimal the injury may be, it is always necessary to prove that the injury occurred at a specific time and location that makes the defendant responsible. Medical documentation merely establishes the fact that the claimant is injured. Personal injury claims are all centered around the concept of negligence and fault, which can provide ample room for the opposing party to develop a defense against the claim. Technicalities can matter greatly in an injury claim, as all personal injury lawyers understand, and it is always vital to have an experienced aggressive attorney representing the case who knows the tactics of defendant insurance companies in attempting to deny or lessen the value of a claim. Here are the required elements of a successful injury claim that your legal counsel will address.

Reasonable Duty of Care

Establishing a reasonable duty of care for a respondent can be a difficult legal task. Personal injury law requires that all individuals maintain a reasonably safe environment for others around them in certain situations. Whether the case stems from an automobile accident or is a premise liability claim, the responding party must be in a position of legal requirement for providing reasonable safety consideration regarding their actions or responsibility for the location in which the injury occurs. All drivers on a highway are required to observe the rules of road, and all property owners and operators are required to keep the property maintained for visitors and patrons. This includes both private property owners and public businesses. Differing details can matter in given situations, such as legal occupancy of a property when the injury occurs on private or restricted property. Business operators can rarely use this defense because their doors are open to the public.

Breach of Duty of Care

The next component of a successful personal injury claim is establishing as fact that the respondent violated the established duty of care on some level. Personal injury claims often involve determining percentages of negligence or fault, which is an issue that all insurance companies will address immediately when claim settlement negotiations are happening. Your personal injury attorney must tie the claimed injury to an event in a manner that proves the respondent was in fact negligent in their actions or at least are responsible for accidents that occur at a specific location. It is not enough for the responsibility to exist. The respondent must either act negligently or fail to act as the situation required.

Level of Breach

All personal injury cases are unique in some aspect, and those details are used in determining how much fault each party may have regarding causation of the injury. Insurance company attorneys will typically defend a case by either totally denying responsibility based on a legal technicality or attempting to reduce the level of responsibility for their client by arguing the claimant contributed to their own injury. This is the issue that most often comes into play when a case is being bargained even though no determinations of fault percentage are typically made until a case actually goes to court. Insurance company claims adjusters are paid professionals who understands all avenues of defense in a personal injury claim, and they are primarily responsible to the company and their client first. The company responsibility to the claimant only extends to the level of insurance protection carried by the the negligent party. This process alone is significant reason why it is vital to have a professional negotiator of your own handling the case because insurance companies are well-known for using any defense at their disposal when fighting a claim, even when the fault is obvious and the injuries are serious.

Extent of Injury

Claim values for personal injuries differ greatly based on the extent of injury. Some injury claims are relatively easy when the damage can be completely healed, but injuries that will have serious long-term implications are much more valuable. This is reflected in the amount of a compensation that is designated for general damages, often called pain-and-suffering allowances. The extent of injury is determined by calculating all medical bills for treatment in totality, which often results in continuing medical responsibility for the respondent. The long-term non-economic damages are what all insurance companies are trying to avoid, and injured claimants who do not retain solid legal representation are at a real disadvantage when the level of general compensation is being discussed. Your personal injury attorney will strive for as much compensation as possible using every avenue of financial recovery when evaluating a case. Multiple responsible parties is common in some types of cases, and pursuing all negligent parties is often essential for whole compensation when the extent of injury includes lifetime impact.


After a reasonable duty of care and fault for an injury are established, damages will then be calculated on the extent of injury and long-term effects. It is often necessary to file claims against multiple parties when catastrophic injuries are claimed, such as product liability evidence or employer liability when the negligent party was working at the time of the accident. This is a regular component of a trucking accident because truck drivers are typically on duty and in transit for their employer when an accident occurs. Business operators and property owners could also both be liable when injuries occur as the result of an accident on specific premises. Whole damages is the goal for all personal injury attorneys, but each defendant will also commonly have their own legal team defending their level of responsibility. Injury claims are totaled for whole compensation, and then the amount of insurance available from each negligent defendant is then determined based on their comparative negligence percentage. In addition, this includes injured claimants such as drivers who were also at fault to a certain degree for causing an accident resulting in their own injury.

No one should ever attempt handling their own personal injury claim because all claims could potentially be much more valuable than the injured victim realizes. Anyone in Western Australia who has suffered an injury of any type should contact Perth Public Liability FoyleLegal for a full free evaluation of your personal injury claim value.

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